Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 - Accident-and-Health-or-Sickness-Producer Exam Practice Test

A. Hearing tests

B. Routine physical examinations

C. Immunizations

D. Outpatient prescription vitamins

A. Disclosure as to whether commissions may be received

B. Duration of the contract

C. Expiration date of the consultant's license

D. Amount of the fee

A. Has no authority to change the policy or waive any of its provisions

B. Has company authority to waive any contract provisions

C. May waive only certain contract provisions

D. Has company authority to change the policy

A. The producer resides

B. The majority of employees reside

C. The master contract is issued

D. The application is signed

A. A Medicare Part B benefit

B. A Medicare Part A benefit

C. A Medicare Supplement additional benefit

D. A Medicare Supplement core benefit

A. A license

B. An appointment

C. A binding agreement

D. A certificate of authority

A. Frequently provides coverage through age 65 for insureds who are over 55 when they become disabled

B. Often has a benefit period extending up to a maximum of ten years

C. Usually coordinates the amount of benefits paid with disability benefits received under Social Security

D. Usually provides benefits expressed as a percentage of the insured's normal weekly wage, up to a specified weekly maximum

A. It must be stated as such on an accident and health insurance application

B. It may require a waiver on a disability income insurance policy

C. It may result in a denial of a disability income claim

D. It results in a substandard rating on an accident and health insurance policy

A. Weight reduction programs

B. Treatment of mental illness

C. Hearing aids for children

D. Treatment of substance abuse

A. Non-smoker

B. Non-hazardous occupation

C. Physically active

D. High income