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Real Estate Massachusetts Real Estate Salesperson Sample Questions:

1. The two clauses in a mortgage which allow the lender to proceed with a foreclosure sale are which of the following?

A) foreclosure clause and alienation clause
B) escalation clause and alienation clause
C) escalation clause and power of sale clause
D) acceleration clause and power of sale clause

2. A buyer is purchasing a $625,000 property. The lender requires a 20% down payment to avoid mortgage insurance. The buyer provided $5,000 in earnest money. The buyer closing costs are $13,000. What is the amount the buyer must bring to settlement to close the transaction?

A) $133,000
B) $143,000
C) $120,000
D) $138,000

3. A landlord may require that a disabled tenant

A) not install grab bars in the tile shower if drilling holes in the tile is required.
B) pay an additional fee for using the swimming pool to cover the added insurance cost.
C) remove the wheelchair ramp from the apartment upon vacating the unit.
D) pay double the usual $500 security deposit.

4. If owners ask a broker not to show a property to recipients of government assistance, the broker must

A) Inform the Massachusetts Commission Against Discrimination.
B) Inform the Board of Registration.
C) Refuse the listing.
D) Accept the listing.

5. To avoid triggering full disclosure under TILA when advertising financing availability on a listed property, which of the following statements must a real estate licensee avoid using?

A) assumable loan
B) FHA and VA financing available
C) buy for less than $650 per month
D) owner willing to finance

Solutions: