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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. The proposed insured's statements on a life insurance application are considered to be

A) misrepresentations.
B) representations.
C) absolute statements.
D) warranties.

2. At what age can an Individual begin to receive distributions from an IRA without a tax penalty?

A) 63 1/2 years.
B) 65 1/2 years.
C) 59 1/2 years.
D) 55 1/2 years.

3. Which of the following dividend options is taxable?

A) 1-year term.
B) Return of premium.
C) Accumulation at interest.
D) Paid up additions.

4. In which of the following fixed annuity features Is the surrender value tied to Interest rates?

A) fixed value rates
B) market value adjustments
C) interest sensitive trigger
D) variable sub accounts

5. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

A) accumulate without interest.
B) purchase additional insurance protection.
C) reduce the policy premium.
D) be paid to the policyowner in cash.

Solutions: