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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. The prevention and correction of dental and oral irregularities through the use of mechanical corrective devices is called:

A) Periodontics
B) Prosthodontics
C) Endodontics
D) Orthodontics

2. Keogh plans are also known as:

A) Section 2503(c) trusts
B) 403(b) plans
C) Section 457 plans
D) HR 10 plans

3. Responsibilities of the life insurance agent in the process of underwriting include all of the following EXCEPT:

A) Determining the final rate classification
B) Notifying the insurer of any material information not in the application
C) Seeking any additional information requested by the insurer
D) Gathering complete information for the application

4. A contractual arrangement that transfers exposure from one insurer to another insurer is a:

A) Captive contract
B) Reciprocal contract
C) Coinsurance contract
D) Reinsurance contract

5. When a small employer health insurance plan is offered, it must be available:

A) To all eligible employees who apply
B) To all eligible employees after a 12-month waiting period
C) Only to employees who provide evidence of insurability
D) Only to employees under age 65

Solutions: