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Accident-and-Health-or-Sickness-Producer PDF Practice Q&A's

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  • Total Questions: 92
  • Updated on: Aug 30, 2026
  • Price: $129.00 $69.98

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Some candidates like to print, others prefer software, and many study on a phone. That is why Fast2test offers the Accident-and-Health-or-Sickness-Producer practice questions as a printable PDF, a desktop test engine that simulates the real exam environment, and an online test engine that runs in any browser — pick whichever fits the way you prepare for the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24.

Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:

Certification Vendor:Maryland Insurance Administration
Exam Name:Maryland Accident and Health or Sickness Producer Examination
Exam Number:Series 20-24
Exam Price:$60.00 USD
Exam Duration:105 minutes
Available Languages:English
Related Certifications:Life and Accident and Health or Sickness Producer Combo (Series 20-30)
Life Producer (Series 20-27)
Certificate Validity Period:2 years (renewable)
Exam Format:Computer-based, Multiple-choice
Real Exam Qty:80 scored + 10 unscored
Passing Score:70%
Recommended Training:MIA Candidate Information Bulletin
Exam Registration:Prometric Registration
Maryland Insurance Administration
Sample Questions:Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Sample Questions
Exam Way:Computer-based testing at Prometric test centers; online proctored option available
Pre Condition:At least 18 years old; resident or non-resident; no disqualifying criminal history; pre-licensing education not required since Oct 2024
Official Syllabus URL:https://www.prometric.com/files/2021-09/2024_accident_and_health_or_sickness_producer_9.21.21.pdf

Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Accident and Health Insurance Policies35%- Policy Features
  • 1. Benefit structures and limits
    • 2. Waiting periods and elimination periods
      • 3. Pre-existing conditions and exclusions
        - Types of Coverage
        • 1. Long-term care insurance
          • 2. Disability income insurance
            • 3. Accident-only coverage
              • 4. Medical expense insurance
                General Insurance Concepts15%- Fundamental Principles
                • 1. Risk and risk management
                  • 2. Insurable interest and indemnity
                    • 3. Contract law and policy structure
                      - Policy Provisions
                      • 1. Mandatory and optional clauses
                        • 2. Exclusions and limitations
                          Insurance Regulation30%- Regulation of Producers
                          • 1. Privacy and confidentiality rules
                            • 2. Compensation and commissions
                              • 3. Unfair trade practices
                                - Licensing
                                • 1. General provisions and definitions
                                  • 2. License issuance, renewal, and termination
                                    • 3. Initial qualifications and examination
                                      - Providers and Markets
                                      • 1. Insurers and health service organizations
                                        • 2. HMOs and managed care arrangements
                                          Maryland State-Specific Regulations20%- Compliance and Enforcement
                                          • 1. Reporting and recordkeeping
                                            • 2. Penalties and violations
                                              - Statutory Requirements
                                              • 1. Disclosure and marketing requirements
                                                • 2. Claims handling and settlement rules
                                                  • 3. Mandatory benefits and coverage mandates

                                                    Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam — Your Questions, Answered

                                                    The Accident-and-Health-or-Sickness-Producer exam, officially titled MarylandAccident and Health or Sickness Producer Series 20-24 Exam, is the Maryland Insurance Administration exam you pass to earn the Accident and Health or Sickness Producer License certification, a credential at the Entry-level / Producer level. Passing it confirms the skills defined in the official exam outline, and it is associated with related credentials such as Life Producer (Series 20-27), Life and Accident and Health or Sickness Producer Combo (Series 20-30).

                                                    The Accident-and-Health-or-Sickness-Producer exam includes 80 scored + 10 unscored questions and gives you 105 minutes to finish them. That is a tight pace per question, so get used to reading each stem once, flagging anything uncertain, and moving on rather than getting stuck. Running timed practice tests in the Fast2test desktop or online test engine is the most reliable way to build that rhythm before exam day.

                                                    The passing score for the Accident-and-Health-or-Sickness-Producer exam is 70%, and the official registration fee is $60.00 USD. Keep in mind that a failed attempt means paying $60.00 USD again in full to retake it, so book your slot only when your scores on Fast2test practice tests sit consistently above the passing line.

                                                    Maryland Insurance Administration lists the following prerequisites or eligibility notes for the Accident-and-Health-or-Sickness-Producer exam: At least 18 years old; resident or non-resident; no disqualifying criminal history; pre-licensing education not required since Oct 2024. Requirements can change over time, so confirm the details on the official exam page at Maryland Insurance Administration's official site before you register.

                                                    You can register for the Accident-and-Health-or-Sickness-Producer exam through the official channels below:

                                                    The exam is delivered in the following format: Computer-based testing at Prometric test centers; online proctored option available. Choose a date that leaves you enough time to work through the full 92-question practice set first.

                                                    Maryland Insurance Administration recommends the following training resources for Accident-and-Health-or-Sickness-Producer candidates:

                                                    Official courses build the theory, and the 92 practice questions from Fast2test help you turn that theory into exam-ready speed and accuracy.

                                                    Yes. Fast2test offers a free PDF demo of the Accident-and-Health-or-Sickness-Producer material, so you can check the question style and answer quality before purchasing. Every purchase also includes 365 days of free updates, and if your product expires you can extend the update service at a 50% discount from your member zone.

                                                    Your purchase is protected by a 100% Money Back Guarantee with clear conditions: if you take the corresponding Accident-and-Health-or-Sickness-Producer exam within 60 days of purchase and do not pass, you can apply for a full refund. The candidate name must match the payer name, and you need to submit a scanned exam enrollment slip together with the official Score Report PDF within 2 days of taking the exam; claims are processed within 7 days. Sitting the exam within 3 days of purchase, downloading without taking the exam, free materials, and expired orders are not covered. If you would rather not take a refund, you can exchange your order for two free exam products of equal value and keep the update service on your original purchase.

                                                    Delivery is instant: your download links are emailed within one minute of payment, and you can also download directly from the website. If nothing arrives within 2 hours, contact customer service and check your spam folder. There is no limit on how many computers you can install the material on.

                                                    The Accident-and-Health-or-Sickness-Producer exam blueprint is divided into 4 domains, starting with Accident and Health Insurance Policies (35%); Maryland State-Specific Regulations (20%); General Insurance Concepts (15%). For the complete domain-by-domain breakdown, see the Exam Topics section above — it lists every topic the current outline covers.

                                                    Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

                                                    Question 1

                                                    A health maintenance organization may issue a contract that provides benefits for the following:

                                                    A. Replacement of income lost by a member due to the member's disability
                                                    B. Health care services provided to members of the HMO
                                                    C. The dismemberment of an HMO member
                                                    D. The accidental death of an HMO member


                                                    Question 2

                                                    Which benefit is usually excluded from major medical expense plan coverage?

                                                    A. Routine dental care
                                                    B. Physical therapy
                                                    C. Prescription drugs
                                                    D. Hospice care


                                                    Question 3

                                                    An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

                                                    A. Filing a complaint on behalf of the consumer with the Maryland Insurance Administration
                                                    B. Using inappropriate description of a policy to hide the true nature of the policy
                                                    C. Making false or misleading statements about dividends previously paid on similar policies
                                                    D. Making a misleading statement about the financial condition of an insurer


                                                    Question 4

                                                    In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

                                                    A. In-patient hospital services
                                                    B. Primary care
                                                    C. Dental care
                                                    D. Emergency medical care


                                                    Question 5

                                                    Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

                                                    A. Power of attorney
                                                    B. Report of a physical examination
                                                    C. Copy of the person's living will
                                                    D. Applicant's family's consent


                                                    Solutions:

                                                    Question 1
                                                    Answer: B
                                                    Question 2
                                                    Answer: A
                                                    Question 3
                                                    Answer: A
                                                    Question 4
                                                    Answer: C
                                                    Question 5
                                                    Answer: B

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