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InsNV_Health02 exam is an important Insurance Licensing Certification which can test your professional skills. Candidates want to pass the exam successfully to prove their competence. Fast2test Insurance Licensing technical experts have collected and certified 132 questions and answers of Nevada Insurance - NV Accident and Health which are designed to cover the knowledge points of the Planning and Designing Insurance Licensing Superdome Server Solutions and enhance candidates' abilities. With Fast2test InsNV_Health02 preparation tests you can pass the Nevada Insurance - NV Accident and Health easily, get the Insurance Licensing certification and go further on Insurance Licensing career path.
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Accident and Health Insurance Fundamentals | - Disability Income Insurance
|
| Government Health Insurance Programs | - Medicare
|
| Health Insurance Policy Provisions | - Mandatory and Optional Provisions
|
| Insurance Basics | - Risk Management and Insurance Concepts
|
| General Insurance Regulation | - Nevada Insurance Department and Regulatory Authority
|
| Producer Duties and Ethics | - Ethical Responsibilities
|
Insurance Licensing NV Accident and Health Sample Questions:
In a disability income policy, the elimination period is best described as:
- A. The waiting period after disability begins before benefits become payable
- B. The period after disability during which benefits are payable
- C. The maximum period for which premiums are waived
- D. The period during which the policy cannot be cancelled
Correct Answer: A 🗳️
Explanation: Only visible for Fast2test members. You can sign-up / login (it's free).
The commission for the placement of nonadmitted insurance is paid by the insurer to the:
- A. third-party claimant
- B. policyholder
- C. surplus lines broker
- D. Division of Insurance
Correct Answer: C 🗳️
Explanation: Only visible for Fast2test members. You can sign-up / login (it's free).
Under the Affordable Care Act (ACA), for a woman 40 years or older, mammograms are:
- A. covered under only health plans that offer mammogram coverage
- B. not covered if a family member has been formally diagnosed with breast cancer
- C. not covered under the rules of ACA because mammograms are not considered preventative health care
- D. covered under preventative services annually at no cost
Correct Answer: D 🗳️
Explanation: Only visible for Fast2test members. You can sign-up / login (it's free).
An insured who wants to guarantee that an Accident and Health policy will remain in force even in the event of being disabled should purchase which of the following riders?
- A. Accidental Death and Dismemberment (AD & D)
- B. Waiver of Premium
- C. Double Indemnity
- D. Guaranteed Insurability
Correct Answer: B 🗳️
Explanation: Only visible for Fast2test members. You can sign-up / login (it's free).
The Nevada Life and Health Insurance Guaranty Association becomes involved in an insurance company ' s affairs when the company:
- A. withdraws as an Association member
- B. denies a claim
- C. enters a lawsuit against a claimant
- D. becomes insolvent
Correct Answer: D 🗳️
Explanation: Only visible for Fast2test members. You can sign-up / login (it's free).
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